1. Acceptance of Terms

By accessing and using this website (the "Website"), you ("you" or the "User") agree to be bound by these Terms and Conditions ("Terms"), our Privacy Policy, and all applicable laws and regulations of Vietnam. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Description of Services 

This Website provides information about our investment philosophy, strategy, and methodology, which incorporates Artificial Intelligence (AI) to enhance traditional investment approaches. We offer insights into how we analyze and select companies within the S&P 500 for potential investment. We may also offer, from time to time, subscription services, educational content, or investment tools (collectively, the "Services").

3. No Investment Advice

The content and Services provided on this Website are for informational and educational purposes only and do not constitute financial, investment, or trading advice. We are not a registered investment advisor or broker-dealer in Vietnam. You should not rely solely on the information presented on this Website when making investment decisions. We strongly recommend that you consult with a qualified financial advisor licensed in Vietnam before making any investment.

4. Use of AI

Our investment strategy utilizes AI to assist in data analysis, trend identification, and risk assessment. While AI enhances our approach, it does not guarantee investment success. The use of AI, like any investment tool, involves inherent risks and limitations.

5. Risks of Investing

Investing in the stock market involves substantial risk, including the possible loss of principal. Past performance is not indicative of future results. Market conditions can change rapidly, and there is no guarantee that any investment strategy will be successful. You should carefully consider your investment objectives, risk tolerance, and financial situation before investing.

6. Intellectual Property Rights

All content on this Website, including text, graphics, logos, images, videos, and software, is the property of Smart Investing AI Company or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website without the prior written consent of Smart Investing AI Company, except as follows: * Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials. * You may store files that are automatically cached by your Web browser for display enhancement purposes. * You may print or download one copy of a reasonable number of pages of the Website for your own personal, non-commercial use and not for further reproduction, publication, or distribution.

7. User Conduct

You agree to use the Website and Services only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Website. Prohibited behavior includes but is not limited to: * Using the Website in any way that violates any applicable laws or regulations of Vietnam. * Engaging in any conduct that could damage, disable, overburden, or impair the Website or interfere with any other party's use of the Website. * Attempting to gain unauthorized access to the Website, user accounts, or computer systems or networks connected to the Website. * Impersonating any person or entity or falsely stating or misrepresenting your affiliation with a person or entity. * Using any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website. 

8. Disclaimers

THE WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. SMART INVESTING AI COMPANY DOES NOT WARRANT THAT THE WEBSITE OR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. 

9. Limitation of Liability

IN NO EVENT SHALL SMART INVESTING AI COMPANY, ITS AFFILIATES, LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE. 

10. Indemnification

You agree to defend, indemnify, and hold harmless Smart Investing AI Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website, including, but not limited to, your User Contributions, any use of the Website's content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Website. 

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Vietnam, without regard to its conflict of law principles. Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Website shall be instituted exclusively in the competent courts located in Ho Chi Minh City, Vietnam. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts. 

12. Changes to Terms 

We reserve the right to modify these Terms at any time, in our sole discretion. We will post any changes on this page and update the "Last Updated" date at the bottom of this document. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you. 

13. Termination

We may terminate or suspend your access to all or part of the Website, without prior notice or liability, for any reason, including, without limitation, if you breach these Terms. 

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Smart Investing AI Company regarding your use of the Website and supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and Smart Investing AI Company with respect to the Website. 

15. Disclosure

The sole purpose of this service is to provide information. Nothing presented herein is, or is intended to constitute, investment advice. Consult with a financial advisor licensed in Vietnam before making investment decisions.

16. Language

These Terms are written in English. While a Vietnamese translation may be provided in the future for your convenience, the English version shall prevail in case of any discrepancies or conflicts between the two versions.

17. Contact Us

If you have any questions about these Terms, please contact us at:

Smart Investing AI Company